10MOW
This course requires 2 options.

Year 10 Moneywise FULL Year (10MOW)

Course Description

Teacher in Charge: Mrs D. Reyneke

Many young people are not equipped with the necessary skills about money when they go into the “real world”. This course aims to develop skills in basic money matters to prevent them from being financially disadvantaged. We will cover the following topics: payslips, different documents used by retailers, budgeting, banking, credit, savings, credit cards, changing spending habits, setting financial goals, insurance etc.

This course provides an excellent foundation for Year 11 Economics, Accounting and Business Studies.

Course Overview

Term 1
Semester and full year course
All courses do the Banquer online financial game
Term 1 - US 24697 Gross and net pay calculations and payslips.
- US 29558 Credit History


Term 2
Term 2 - US 24709 Budgets
- US 28088 Credit and debt
Second semester is the same as above
Full year course
Term 3 - US 28090 Saving and investment
Term 4 Goal setting

Term 3
Full year course
Term 3 - US 28090 Saving and investment

Term 4
Term 4 Goal setting

Contributions and Equipment/Stationery

Course materials fee: $12.

Assessment Information

All the assessment are unit standards and are open book but is an application of knowledge gained.

Pathway

Credit Information

Total Credits Available: 17 credits.
Internally Assessed Credits: 17 credits.

Assessment
Description
Level
Internal or
External
Credits
L1 Literacy Credits
UE Literacy Credits
Numeracy Credits
U.S. 24697 v4
NZQA Info
Perform income-related calculations for personal finances
Level: 1
Internal or External: Internal
Credits: 2
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 24709 v5
NZQA Info
Produce a budget to manage personal finances
Level: 1
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 28088 v3
NZQA Info
Describe credit and debt and their impacts on personal finances
Level: 1
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 28089 v4
NZQA Info
Demonstrate knowledge of personal financial goal setting
Level: 1
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 28090 v4
NZQA Info
Demonstrate knowledge of selected personal financial saving and investment options that provide financial benefits
Level: 1
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 29558 v2
NZQA Info
Demonstrate knowledge of personal credit history
Level: 1
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
Credit Summary
Total Credits: 17
Total Level 1 Literacy Credits: 0
Total University Entrance Literacy Credits: 0
Total Numeracy Credits: 0